Contractor Insurance – Is Your Home Improvement Contractor Properly Insured?
One of the most important questions to ask when hiring a contractor to do work on your home is, “Are you properly and adequately insured?” Unfortunately, homeowners rarely pose this inquiry to prospective contractors, and it can prove to be a costly error.
Before a contractor sets foot on your property, you need to be sure that he has three different types of insurance.The first type of insurance is General Liability, which protects you if your property or your neighbor’s property is damaged. It also covers personal injury to your family and friends while the work is being done. It is important to be sure that the person you select has enough insurance. With the price of today’s homes and the cost of personal injury claims, $500,000 is the minimum level you should seek. However, $1,000,000 of General Liability insurance is a much more desirable amount of coverage.
Tags: contractor insurance, general liability insurance, home improvement contractor, necessary insurance, prospective contractorsHome Improvement – DIY Or Contractor?
Home remodeling should be an opportunity to increase the value of your home with home – not a test of wills. But it can be an overwhelming task if you aren’t quite sure where to start or how to go about it. For some, home improvement simply means keeping up with daily home repair. Others like to tackle additions and major projects to keep growing the value of their home. Unless you are an experienced do-it-yourselfer you will probably opt to leave larger home improvements up to the professionals, by bringing in contractors to handle bathroom remodeling, kitchen remodeling, building a deck and many more dream home remodeling projects.
Will You Do-It-Yourself?
Tags: home improvement contractor, home improvement contractors, home improvement projects, remodeling projects, residential general contractorHelpful Tips on Choosing a Home Improvement Contractor
Making changes to your home is personal, and the last thing people want to do is hire someone who really doesn’t understand what you want or how you want it. Home improvement is absolutely a worthwhile investment, but if you’re planning on staying in your home for a while it’s important that the remodeling is done to absolute perfection.
With that said, how do you choose the right home remodeling contractor? What are important questions to ask before hiring one? Here are some helpful tips on hiring the right home remodeling contractor:
Tags: absolute perfection, cheap home improvement, home improvement company, home improvement contractor, worthwhile investment